Retirement Planning

Employers are paying out just 40% to 50% of available matching funds, according to industry estimates.   Barbara Shecter | December 2, 2014 The Financial… Read More »Canadians losing out on as much as $3-billion in ‘free money’ defined-contribution pensions

Reuters – A retired couple take in the ocean during a visit to the beach in La Jolla, California January 8, 2013 A majority of… Read More »Majority of Canadians can’t afford to retire: Conference Board report

  Ian McGugan The Globe and Mail The final half-decade in the labour force can set you up for a comfortable retirement or leave you… Read More »Approaching retirement: Beware that final five-year stretch

A Mississauga woman looks over her retirement portfolio. By Paul Delean, The Gazette MONTREAL — With interest rates near record lows, does it still make… Read More »Time to rethink investment rule as low interest rates continue

Rather than planning for a 20-year retirement, prepare for 30 years of life after work, says Ian McGugan. Ian McGugan The Globe and Mail The… Read More »The Long View… Ignore averages: Your money has to last for 30 years after retiring

DIANNE MALEY  Special to The Globe and Mail Mike and Morley are in their 40s with two children and a serious aversion to debt. The… Read More »Wanted: A stress-free, debt-free life

Ian McGugan The Globe and Mail: Think of retirement as a 30-year game of poker. You begin with a certain amount of money at, say, 65.… Read More »Will your retirement cash last for the rest of your life?

Two other factors have a bigger effect on happiness in retirement: the reason for retirement (voluntarily retiring, for example leads to happier people) and health,… Read More »How to be rich (in happiness) in retirement

  Fred Vettese | July 22, 2014 If you plan to rely heavily on your savings in retirement, nothing is as important as determining how… Read More »The good news about the 4% withdrawal rule is that it might be too low